How do NI numbers and tax work for Zimbabweans in the UK?

A National Insurance (NI) number is essential for legal employment and accessing benefits. You can start work before receiving your NI number — your employer uses a temporary reference. Apply online through gov.uk or call the NI number application line. You need proof of identity (passport, BRP) and evidence of right to work. Processing takes several weeks. Your NI number is permanent — you keep the same one for life. UK tax: most employees pay through PAYE (Pay As You Earn) — tax is deducted from your salary automatically. You receive a tax code from HMRC determining how much is deducted. The personal allowance (amount you earn tax-free) is around 12,570 pounds. Income above this is taxed at 20% (basic rate), then 40% (higher rate) above approximately 50,270 pounds. National Insurance contributions (Class 1) are also deducted — these build your State Pension entitlement. You need 10 qualifying years for any State Pension, 35 for the full amount. Check your tax code is correct — errors mean you overpay or underpay. Self-assessment tax returns are needed if you have additional income (rental, self-employment). HMRC provides guidance and helplines.