Family and legal matters
How does renting a home work in the UK?
Last updated 8 March 2026
General information only, not legal advice. Rules and requirements change; check the relevant official source before acting.
Renting in the UK involves several steps. Finding a property: use websites like Rightmove, Zoopla, OpenRent, or SpareRoom. Estate agents also list rental properties. Viewings: always visit a property before committing. Costs: you will typically need to pay a security deposit (capped at 5 weeks rent for annual rent under £50,000), rent in advance (usually one month), and sometimes a holding deposit. Tenancy agreements: most private rentals use an Assured Shorthold Tenancy (AST). Read it carefully before signing. Your landlord must protect your deposit in a government-approved scheme. References: landlords usually require employment references, previous landlord references, and a credit check. As a newcomer with no UK credit history, you may need a guarantor or to offer extra months rent upfront. Housing benefit or the housing element of Universal Credit can help with rent if you are on a low income and have qualifying immigration status. Shared accommodation (house shares) is common and more affordable in expensive areas like London. Always ensure the property has a valid gas safety certificate and an Energy Performance Certificate.